July 7th, 2024

Target to stop accepting personal checks as form of payment

Target discontinues personal check payments due to low volumes, effective July 15. Other payment methods like Target Circle Cards, cash, digital wallets, and cards remain accepted. The change aims to modernize payment processes.

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Target to stop accepting personal checks as form of payment

Target will no longer accept personal checks as a form of payment starting this month, citing extremely low volumes as the reason for the change. The decision comes after the retailer made other recent adjustments, such as adding restrictions to its self-checkout policy. The new payment policy will take effect on July 15, shortly after Target's Circle Week event. Despite discontinuing personal checks, Target will continue to accept various other payment methods, including Target Circle Cards, cash, digital wallets, SNAP/EBT, credit and debit cards, and buy now-pay later services. The retailer has made efforts to inform customers in advance of this change. This move aligns with Target's ongoing efforts to streamline its payment processes and adapt to evolving consumer preferences.

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Link Icon 7 comments
By @gunapologist99 - 7 months
It seems like advanced ACH tech could make checks fast and painless and actually lower Target's cost of settlement. This decision seems short-sighted, since many places already no longer take cash either, and all other forms of payment will include the interchange tax and further prop up credit card monopolies. That's bad for society.

I never pay with check and can't remember the last time I was delayed or even saw someone else pay with check, but this is a harbinger: once they take away cash as a form of payment, the only thing left will be non-anonymized.

By @sebazzz - 6 months
The European Eurocheque system was terminated end 2002, 22 years ago. Americans still can still pay with a signature?
By @Waterluvian - 7 months
I’m actually rather surprised to find that this wasn’t phased out a long time ago. I’m in Canada where there is no Target, mind you, but I just cant picture the last time having ever seen someone writing out a cheque at any store.
By @seeknotfind - 7 months
Good move, but removing self checkout in SF is annoying
By @smcin - 7 months
> "According to the spokesperson, Target accepts several forms of payment, including Target Circle Cards, cash, digital wallets, SNAP/EBT, credit and debit cards, and buy now-pay later services."
By @taneq - 7 months
What?! I’m going to send them an angry fax about this!

(jk and they probably still accept faxes too…)